Stock returns are volatile, but nearly a century of bull and bear markets shows that the good times have outshone the bad. The stock market’s ups and downs are unpredictable, but history supports an expectation of positive returns over the

Annual stock market returns are unpredictable, but the long history of positive returns may be reassuring to investors who find market downturns unsettling. What’s the conclusion? The stock market tends to reward investors who can weather annual ups and downs and

If you’re investing with a goal of building wealth, I think investing in individual stocks is a bad idea. The clearest reason is that historically most stocks generate very poor returns. Overall market returns have been driven by a relatively

Some blog posts require a lot of words. Some don’t. Like this one.

I’m seeing more and more financial products being sold primarily based on their tax benefits, which always makes me a little nervous. Sure, nobody likes to pay taxes, and you should minimize them when you can. But for my lawyer

What does your dollar buy you? It depends. Are you spending it today or sometime in the future? If you’re not spending your dollar today, you’ve got a problem on your hands. With a positive inflation rate, your dollar is

The stock market has continued its historic rally with the S&P 500 gaining 19% year-to-date with reinvested dividends, contributing to a total return of 61% since the market bottom in 2022. While much of this performance has been driven by